Should I give the insurance adjuster a recorded statement?

Never give a recorded statement to the other driver’s insurance company. Not once. Not ever. Recorded statements exist for one reason: to save the insurance company money — money they owe you — at your expense.

The adjuster is not on your side. Their goal is to get you talking so they can twist your words, take innocent comments out of context, and later use them to blame you for your own injuries or even accuse you of faking or exaggerating your pain. They do not want to do what’s right unless they benefit, too. Nothing you say will ever help your claim. It will only help them protect their company’s wallet.

And when an adjuster tries to pressure you — hinting you must “cooperate,” implying you’re hiding something, or threatening to delay repairs or your rental car unless you give a statement — that’s bullying, plain and simple. It’s also against the rules. Insurance companies are legally required to investigate and settle valid claims. There is no “only if you give a recorded statement” loophole.

You deserve protection, not interrogation. My clients don’t give recorded statements to third-party adjusters. I do the talking, and I don’t give the insurance company anything to use against you.